What do we offer?
Goal Based Financial Planning For
We help you achieve your Financial Goals at every stage of your life
How does it work?
- Step 1: Understand your goals
- Step 2: Evaluate your risk profile
- Step 3: Consider your existing investment
- Step 4: Factor in income inflows vs outflows
- Step 5: A tailored goal-based financial plan
- Step 6: Periodic reviews and adjustments
Goal calculators
Child Education Calculator – Calculate Now: Ensure a bright future for your child by estimating the funds required for their education. Plan ahead and make informed decisions to give them the best opportunities in life.
Child Marriage Calculator – Calculate Now: Make your child’s special day memorable without compromising their financial stability. Estimate the funds needed for their marriage and start planning today.
Dream Car Calculator – Calculate Now: Turn your dream car into a reality. Our calculator helps you determine how much you need to save to drive away in the car you’ve always wanted.
Dream Vacation Calculator – Calculate Now: Life is short, and the world is vast. Plan your dream vacation with confidence by calculating the costs involved and setting up a savings strategy.
Retirement Planning Calculator – Calculate Now: Secure a comfortable retirement by accurately estimating your retirement expenses and understanding how much you need to save over the years.
Life Insurance Calculator – Calculate Now: Safeguard your loved ones’ future with the right life insurance coverage. Calculate the coverage amount that suits your family’s needs.
SIP Calculator – Calculate Now: Make informed investment decisions with our SIP mutual fund calculator. Plan your mutual fund investments and estimate potential returns over time.
Lumpsum Calculator – Calculate Now: If you’re considering a one-time investment, our lumpsum calculator helps you see the potential growth of your investment over the years.
Cost Of Delay Calculator – Calculate Now: Understand the impact of delaying your financial decisions. Whether it’s starting an investment or saving for a goal, calculate the cost of procrastination.
EMI Calculator – Calculate Now: Planning a big purchase? Estimate your monthly EMIs (Equated Monthly Installments) and choose a plan that fits your budget.
Mutual Fund Tax Calculator – Calculate Now: Evaluate the tax implications of your mutual fund investments. Make tax-smart investment choices for better financial planning.
Limited Period SIP Calculator – Calculate Now: Explore the benefits of a limited period SIP. Plan your investments wisely and take advantage of the potential returns.
Why Use Our Calculators:
Our calculators are designed to empower you with financial insights. By using these tools, you can:
Make well-informed decisions about your financial goals.
Create realistic savings and investment plans.
Understand the impact of time and compounding on your investments.
Minimize the risk of overcommitting or falling short on your financial aspirations.
Start Planning Today:
Don’t leave your financial future to chance. Utilize our calculators to plan effectively for your child’s education, dream car, retirement, and more. Take the first step toward achieving your goals by calculating now.
Begin Your Journey Toward Financial Success - Calculate Now!
Take the first step towards achieving your financial goals with our Goal based calculators
Our calculators are designed to empower you with financial insights. By using these tools, you can:
- Make well-informed decisions about your financial goals.
- Create realistic savings and investment plans.
- Understand the impact of time and compounding on your investments.
- Minimize the risk of overcommitting or falling short on your financial aspirations
Child Education
Child Marriage
Dream Car
Dream Vacation
Retirement Planning
Life Insurance
SIP Calculator
Cost Of Delay
EMI Calculator
Limited Period SIP
Wedding calculator
Home Loan SIP
What do our Clients say?
To know more, book an appointment!
FAQs
What is goal-based investing and why should I consider it?
For investing, there is no one size that fits all. For a single individual, goals can change with time. For example, in your 20s, your goal can be to save for a car or house purchase. In your 40s, it can be a child’s education and in the 50s, it can be about retirement savings. There is no single investment formula or asset that can be suitable for these different life stages and goals. That is where goal-based investing helps you create an investment plan that helps you achieve your goals as per your unique needs and risk profile.
What is the ideal asset allocation for goal-based investing?
Asset allocation refers to investing in instruments as per your requirements, risk appetite, and investment tenure. For example, for short-term goals, asset allocation usually relies more on debt instruments. On the other hand, for long-term goals, due to longer investment tenure, there is space for any short-term market fluctuations to recover and thus asset allocation weighs towards equity tools. However, again, it is on a case-by-case basis.
Does goal-based investing offer diversification?
Yes, diversification is a crucial part of any investment strategy and goal-based investing is no exception. Goal-based investing focuses on helping you achieve your financial goals via a systematic and strategic portfolio construction that follows balanced asset allocation to protect your capital from downside risks.
Do I need a large sum to undertake goal-based investing?
No, goal-based investing is more of a balanced investment approach than a capital-heavy approach. You can create an investment plan at an early stage in your life and can pursue your goals without worrying about a higher investment amount. Goal-based investing amount depends on your goals and time to maturity while accounting for your income inflow and outflow.
Do I need special skills or a degree to do goal-based investing?
While an investment in knowledge earns you returns, it is not a requirement. With Moat Wealth, you can trust us to help you achieve your goals in a systematic manner. We will help you understand the nuances of where your money is invested and how you can stay focused on your goals.