Why do the Middle-Aged need goal-based investing?
Goal-based investing matters the most for this life stage as it requires a crucial balance between taking care of parents and planning for your child’s future while ensuring savings to meet your own financial needs in the future.
Goal-based investing helps you :
- Differentiate between your short and long-term goals
- Create an investment plan considering your income inflow vs. outflow
- Account for emergencies and special conditions
- Efficient asset allocation to ensure achieving financial goals
Balance your future and present financial needs with Moat Wealth
Goals for the Middle-Aged
How we help you achieve your Goals
Every vision needs action and so do your investments
- Tailored and personalised investment
- Investing as per your unique needs
- Tracking and achieving financial goals
- Regular portfolio monitoring
- Stress-free process
Want to discuss your specific Goals with us?
What do our Clients say?
My close friend Mr. Kishore was looking at investment options to secure his future. He was looking at various options when I had the opportunity to introduce him to you. With so many options available in the market, mutual funds can be sometimes overwhelming to select the right one. This where expert advice is required an I am glad I could introduce you to him. He was really happy that you understood his requirement in totality and then advised him of the roadmap. You did not sell whatever you could but make him understand what he requires for the future.
I am Reena Sahani from Reena Couture powered by JAI MATA DI BOUTIQUES fashion a designer specializing in bridal wear has a pleasure to give a vote of appreciation to Mr. Subhash Chawan from Moat Wealth Associates LLP for his prompt and efficient services for my financial investments with exact clarity on the plans and its benefits as to a lay man-made in the best simplest form by him. I would recommend his services to all my possible contacts. Wishing you a bright future and a lot of success to come.
I had referred Mr. Rajeev Jadhav for investments in mutual funds to Moat Wealth Associates LLP, as prior to meeting with Subhash he was investing with his personal banker. initially he was reluctant to meet a new investment advisor but after he met with Subhash and his team with his wife he was absolutely confident and not only he started a large amount of SIP with Subhash but also moved his other equity investments from his current banker to Moat Wealth Associates LLP in their equity Mutual funds and Portfolio Management Services – PMS.
It has been some time that we have started referring you to our contact sphere for mutual fund investments. With so many options available in the market, Mutual Funds can be sometimes overwhelming to select the right one. This is where an expert advice is required and am glad that I could introduce you to them. We have received positive feedback from whosoever have availed your expert advice. You did not sell whatever you could but make them understand what they require for future. That was the primary difference.
I trust Moat Wealth Associates LLP more than anybody and I have shifted all my funds to you for the investment in a mutual fund. I am very happy with your prompt, professional services & confidence with which you execute your business. From now on wards, I will invest only with Moat Wealth Associates LLP.
When it came to understanding Mutual funds, my first discussion was with Subhash Chawan of Moat Wealth Associates LLP. He guided me with the systematic plan and how Mutual funds work and wealth growth over the years. With the experience and the background of Moat Wealth Associates LLP, I found a better way to grow my wealth. What was giving more comfort was that the way they have been able to switch and find the best funds to invest in, their regular daily updates, quarterly updates, and the reports gives me confidence. I can very well say I have been having the best experience in Mutual fund investment with Moat, Thank you, Subhash for the excellent guidance. I am recommending Moat Wealth Associates LLP for all Mutual fund investors.
Dear Subhash, My sister got divorced 10 years back. She had mixed emotions of helplessness/fear/insecurity especially financial. She had lost hope. Amidst this your company came to her rescue. She trusted her full alimony amount on you. Little did she know that how brave and smart this decision all turn out. Thanks to your constant follow-ups/guidance, her financial portfolio has upped considerably. Suddenly from being in a pitiable condition, you made her sit in evitable position. Thanks for giving her a sense of calm after an unexpected personal storm. My family will forever be indebted to you for this. Our heartfelt Thanks.
We have started SIP on recommendation of Moat Wealth Associates LLP and are extremely happy with their services. This is first Investment for our daughter for her long term education and other needs. Abhishek and his team gave us good guidance and showed benefits of Investing at young age. His paramount interest lies in customer first philosophy and accordingly he suggested Sukanya Samriddhi Account for my Daughter, Mediclaim etc. Where he was not earning anything which I really like about him.We are happy with their services and would definitely recommend Moat Wealth Associates LLP as trusted team for mutual fund support partner to all.
I, Thank Subhash Chawan for helping me select the right Mutual Fund product, to invest in. Your choice has helped me experience maximum gain in my Investment. Our Investment’s made about two months ago, under your careful guidance, has resulted in a net yield (gain) of approx. 14% p.a. which is much higher then our usual Investment made in Fixed Deposits. I would strongly recommend you and your company Moat Wealth Associates LLP, to one and everyone for carefree and rightful Investment in mutual funds.Pray that you help many more with your rightful suggestions as offered to us. Thanking you with the very Best if Wishes.
My relative Sheetal and her husband Deep has started their investment with Abhishek Gupta from last two years, they found that Moat Wealth Associates LLP are very good in investing their money in equity and got very good returns. So they are started giving referrals of their friends to Abhishek and now many of their friends, colleagues and relatives are investingMy relatives are so happy that they are thanking me a lot for referring Abhishek to them. I take this opportunity to thank Abhishek and his Moat Wealth Associates LLP team. I highly recommend them as best investment advisors, prompt and professional services. Wishing Abhishek all the success in his business.
I have been associated with Moat Wealth Advisors for over 3 years and my experience with them has been nothing but excellent. The knowledge they have in their domain, the unbiased recommendations or the timely reviews and proactive advices, all these makes you so comfortable to work with them. Mr. Abhishek & Mr. Subhash both these gentlemen are a charm to work with and this resonates in the approach of their other team members as well. With great panache I must say.
My Family has hugely benefited from the Correct Financial Advice of Moat Wealth Advisors. The Investment Advice given is without any bias. More importantly the service given for all matters is excellent. I would like to recommend Subhash & his team for anyone looking at making sound investments.
Dear Subhash, Money is important to everyone. But, having a Mutual fund advisor who can help you to grow your money is even more important. I have tried my luck with shares but have never seen growth. Hence, I consulted Subhash for Mutual Fund advice. He explained the funda of how Mutual Fund Work. He instantly suggested I shall go slowly in terms of investment, and recommended me to start from a small monthly SIP. Believe me, with so much turbulence in the market, my MF portfolio is still showing upward trend. With my personal experience I recommended him to a dear friend and he too has been recommending his friends and colleagues to you. Everyone including me is so happy to see our money being safe and grow every year. I assure you that I will always recommend you to my friend and family for any financial requirements. Wishing you all the best!
My name is Yukti Kapoor Mehandiratta – Founder & CEO of SBY Academy LLP. My company offers executive(one-on-one) coaching and group workshops on leadership & Etiquette to Corporates, Institution and Entrepreneurs. We all are jack of many and master of few. One thing that I’m perhaps a ‘jack’ of, is managing my money well. Have tried acting on so-called ‘experts’ advice only to realise later how biased and expensive that turned out for me. Finding an unbiased and genuine advisor in Mr Subhash Chawan is my gift from BNI Moat Wealth Advisors has not only put me on track with goal-based investment planning but also helped me to overcome one of my deepest regrets of being inconsistent with savings. I particularly thank them for periodic reviews that acts as fuel to my fire of growing my business with purpose. Will surely recommend Moat wealth Advisors to my entire contact sphere SBY Academy wishes you great luck ahead.
We shifted all our Mutual Funds to MOAT Wealth Advisors, who advised us as to which Mutual Funds to Invest in and which Funds to pull out of. This advise was priceless as our return on Investment increased drastically. Subhash MOAT app also consolidated all my Investments under 1 roof making it much simpler to organize along with the reminders we get regularIy for Payment of all Mutual Fund premiums etc. We have already connected Subhash to many friends and would always keep connecting him in the future as well. Thanks Subhash for making my life a lot easier in handling my Investments.
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FAQs
Have questions? We’ve got answers!
Check out our Frequently Asked Questions section for all the info you need.
Find solutions, tips, and more to make your experience smoother.
Who falls in the category of Middle-Aged?
At Moat Wealth, we understand that you are in a unique life stage where you have your own investment objectives and also need to ensure that you save for your child and support your elders. To help you with this, we have a team of professionals that follows a strategic investment approach and helps you build a portfolio that can ensure liquidity in the short run and also provides compounding returns in the long run so you don’t have to compromise on your or your family’s financial needs.
What are common goals that I should focus on as a Middle-Aged?
Some of the common goals for prime timers can be classified into two categories i) short-term goals which can be to save for an emergency, fund a big purchase or a foreign vacation ii) long-term goals which include funding child education, buying a house, saving for retirement, etc. Each of these goals needs a tailored investment approach and thus goal-based investing becomes crucial.
What would be the process of goal-based investing for me?
Goal-based investing approach follows this pattern
Goal identification and quantification
Articulating your financial objectives and assigning a monetary value and timeframe to each goal.
Assessment of risk profile
Understanding your risk appetite and capacity to withstand market fluctuations.
Creation and diversification of portfolio
Spreading your investments across different asset classes, such as stocks, bonds, and real estate, to mitigate risk and enhance long-term returns.
Portfolio review and rebalancing
Periodically reassessing your goals, portfolio performance, and changing life circumstances to adjust your investment strategy as needed to stay on track.
What benefits can I expect with goal-based investing in my 40s?
Periodically reassessing your goals, portfolio performance, and changing life circumstances to adjust your investment strategy as needed to stay on track.
How does Moat Wealth approach goal-based investing?
Periodically reassessing your goals, portfolio performance, and changing life circumstances to adjust your investment strategy as needed to stay on track.